SHARPBILL WALLET

Fund once. Pay anything, instantly.

The Sharpbill Wallet sits at the centre of the app. Add money once via bank transfer or card, and every bill payment from that point requires zero additional card entry — just confirm and go.

Your wallet balance is visible on your home screen at all times, so you always know if you have enough before a bill is due.
Top up via bank transfer, debit card, or USSD
Pay any biller directly from wallet balance
Send balance to another Sharpbill user
Full transaction log tied to your wallet
SHARPBILL WALLET

Fund once. Pay anything, instantly.

The Sharpbill Wallet sits at the centre of the app. Add money once via bank transfer or card, and every bill payment from that point requires zero additional card entry — just confirm and go.

Your wallet balance is visible on your home screen at all times, so you always know if you have enough before a bill is due.
Top up via bank transfer, debit card, or USSD
Pay any biller directly from wallet balance
Send balance to another Sharpbill user
Full transaction log tied to your wallet

Our Services

Pay all your bills in one place without leaving the comfort of your home. SharpBill provides a fast, secure, and convenient way to manage all your essential payments.

Airtime Top-Up

Stay connected with instant airtime top-ups for all networks. Recharge your mobile line quickly, securely, and anytime with SharpBill.

Gift Cards

Purchase and trade gift cards with ease. Get access to popular brands, secure transactions, and competitive rates. All in one place with SharpBill.

Data Top-Up

Buy affordable data bundles for all networks with instant delivery—anytime, anywhere.

Sharpbill Wallet

Top up your SharpBill Wallet once and enjoy fast, secure bill payments anytime, no need to enter your card details for every transaction.

Betting

Fund your betting wallet quickly and securely on your favorite betting platforms. With SharpBill, you can top up and stay ready for every game and event.

In-App Transfers

Transfer funds instantly to other SharpBill users with a fast, secure, and seamless in-app transfer experience. Send and receive money anytime, anywhere.

Flight Booking

Book domestic and international flights with ease. Compare fares, choose your preferred airline, and enjoy a fast, secure, and hassle-free booking experience with SharpBill.

Examination Services

Easily pay your WAEC and NECO examination fees online through SharpBill. Enjoy a fast, secure, and hassle-free payment experience from anywhere.

Electricity Bills

Never miss an electricity payment again. With SharpBill, you can pay your electricity bills quickly, securely, and conveniently from anywhere, keeping your home or business powered without the hassle.

PAYMENT HISTORY

Every payment, searchable in one place.

Sharpbill keeps a permanent, searchable record of every transaction you've made — filtered by bill type, date range, or biller — so you can pull up proof of any payment in seconds.

No more scrolling through bank statements trying to find an electricity top-up from three months ago. It's all here, organised the way it should be.
Filter by bill type, biller, or date
Tap any transaction to view its full receipt
History never expires — permanent record
Repeat a past payment in two taps

Every bill. One checkout. Done.

Whether you're topping up your electricity meter, buying a data bundle, or booking a flight, Sharpbill runs it through the same fast checkout — pick the biller, confirm details, pay.

No redirects to third-party sites. No re-entering card information. Every biller connects directly to Sharpbill's payment engine.
Pay with wallet, card, or bank transfer
Electricity: prepaid token or postpaid clearance
Flights: search, compare, and book in-app
Exam fees: WAEC and NECO, all payment types
Bet Wallet Top-Up: SportyBet, 1xBet & more
Gift Card: iTunes, PlayStation, Apple, Amazon and more
SECURITY

Your money is safe here.

Every Sharpbill transaction runs through 256-bit end-to-end encryption — the same standard used by Nigerian commercial banks. Your full card details are never stored on our servers.

We also run real-time fraud checks on every payment attempt, and any unusual activity triggers an immediate alert before money moves.
256-bit SSL/TLS encryption on all transactions
Zero stored card numbers on Sharpbill servers
Real-time fraud detection per transaction
Biometric and PIN authentication in-app

Proof of payment, always ready.

The moment a payment goes through, Sharpbill generates a verifiable, timestamped receipt. Not a screenshot — an actual receipt with a reference number that billers, banks, schools, and exam bodies can confirm.

Download it as a PDF, share it directly, or just pull it up from your history whenever you need it. It never expires.
Unique reference number per transaction
Downloadable as PDF or shareable via link
Accepted by WAEC, NECO, and all discos
Permanent — never deleted from your history
SMART NOTIFICATIONS

Never get disconnected by surprise.

Sharpbill tracks your bill patterns and sends you a push notification before things run out — low electricity credit, upcoming cable subscription, or a data bundle about to expire.

You set the thresholds. Sharpbill watches the numbers.
Downloadable as PDF or shareable via link
Upcoming cable TV renewal reminders
Instant confirmation after every payment